Buy vs. Leasing a Kia




Cash Due at Signing

Higher up front costs (taxes, registration fees, larger down payment)

Less up front costs (first month's payment, taxes/registration fees, and a refundable security deposit)

Vehicle Personalization

Complete freedom (if monthly payments are met)

Must remain in the shape that you got it in

Monthly Car Payments

Unless you put more cash down up front, loan payments are typically larger and range between 3-5 years

Normally less than auto loan payments, and significantly shorter terms (starting at one year)


Either sell it yourself or trade-in your vehicle at the dealership

Simply return your vehicle at the end of its lease and sign a new one with a new vehicle

End of Term

The vehicle is yours, continue driving after payments are complete, but insurance and state registration fees will continue

When your lease term ends, either buy your vehicle at current market value or return it and begin a new term


The vehicle is yours.

The vehicle is leased, the dealership still owns it.

Find New KIA Lease and Finance Offers at Our Leesburg Dealership

If you're ready to take home a new KIA model from our dealership near Arlington, you'll also be thinking about how you'll pay for that next vehicle. With options for both financing and leasing your new KIA, you'll have a lot of factors to consider to decide which is the better choice for you. While both financing and leasing have benefits to certain drivers, you can't beat the freedom you get when you finance your vehicle and start a path to ownership. Visit Dulles KIA near Chantilly to find your new KIA and the financing you need today!

Pros and Cons of Leasing Your Next Car

Leasing a new car comes with both upsides and downsides, and these factors make a big difference in deciding whether a lease is the right choice for your situation. Leasing often comes with a shorter term and lower monthly payment than traditional financing, making it a great idea on paper. However, you will be limited on how much you can drive your new KIA, and any damage that occurs from using your vehicle will likely incur a penalty fee when you need to bring the vehicle back. Plus, you won't be on a path to owning your new KIA, so your payments won't help you build equity in the car you're paying for. While the ability to get a new car every few years is a nice perk, the fact that you can't decide to sell or trade your vehicle whenever you want makes leasing more restrictive than traditional financing.

Financing May Be the Right Choice for You

Certainly, you'll pay more per month to finance the same KIA model than you would if opted for a lease, but that slightly higher monthly payment buys you much more freedom to live your lifestyle with your new car or SUV. You can embark on road trip vacations and long weekend drives without worrying about how many miles you're racking up, allowing you to enjoy your new vehicle as often as you'd like. Plus, you're more free to modify your new KIA model as you see fit, including everything from aftermarket parts to stickers, without worrying about a lease-end penalty.

You'll also enjoy more financial freedom buy financing your new KIA, as you'll be building equity in your car with each payment you make. Depending on your down payment, you may even find yourself in a situation where your vehicle is worth more than you owe on the auto loan, giving you the option to sell or trade your vehicle whenever you want. Attempts to end a lease early often come with a price tag, and that's not something you'll have to consider when financing your vehicle.

Finally, you won't have to worry about lease end penalties for damage when you finance to own your new KIA model. This is especially important if you have kids or dogs, where stains and tears in the leather or upholstery can easily happen. Even if you don't have these issues, golf spikes, ski poles, and other recreational gear can inadvertently damage your interior, and with financing you don't have to worry about paying to have those issues fixed upon returning the vehicle.

In short, the freedom you get to drive, use, and sell your KIA on your terms is worth the added cost versus the restrictions of leasing a vehicle, allowing you to get the most out of your experience with your new vehicle.

Visit Our Dealership Today!

Test drive our new KIA models and find the right financing options when you visit our KIA dealership near Sterling today!


Dulles Kia

107 Catoctin Circle SE
Directions Leesburg, VA 20175

  • Sales: 703-669-6884
  • Service: 703-669-6000
  • Parts: 703-669-6898


  • Monday 9:00AM-8:00PM
  • Tuesday 9:00AM-8:00PM
  • Wednesday 9:00AM-8:00PM
  • Thursday 9:00AM-8:00PM
  • Friday 9:00AM-8:00PM
  • Saturday 9:00AM-7:00PM
  • Sunday 11:00AM-5:00PM
See All Department Hours

Dealership Hours

  • Monday 9:00AM-8:00PM
  • Tuesday 9:00AM-8:00PM
  • Wednesday 9:00AM-8:00PM
  • Thursday 9:00AM-8:00PM
  • Friday 9:00AM-8:00PM
  • Saturday 9:00AM-7:00PM
  • Sunday 11:00AM-5:00PM

Parts Dept. Hours

  • Monday 7:00AM-6:00PM
  • Tuesday 7:00AM-6:00PM
  • Wednesday 7:00AM-6:00PM
  • Thursday 7:00AM-6:00PM
  • Friday 7:00AM-6:00PM
  • Saturday 8:00AM-4:00PM
  • Sunday Closed

Service Dept. Hours

  • Monday 7:00AM-7:00PM
  • Tuesday 7:00AM-7:00PM
  • Wednesday 7:00AM-7:00PM
  • Thursday 7:00AM-7:00PM
  • Friday 7:00AM-7:00PM
  • Saturday 8:00AM-4:00PM
  • Sunday Closed